Tracy has more than 20 years of experience in financial crimes compliance, helping fintech, digital asset, and other financial services organizations address complex challenges related to anti-money laundering, sanctions, and counter-terrorist financing.
About Tracy
Tracy provides financial crimes and regulatory compliance expertise to fintechs, digital asset companies, money transmitters, broker-dealers, and payment processors. Her experience includes anti-money laundering (AML), counter-terrorist financing (CTF), and Office of Foreign Assets Control (OFAC) sanctions. She leads project teams that assist these clients in building robust financial crimes defenses and compliance programs.
Throughout her career, Tracy has:
- Served as acting Global Head of Know Your Customer and Customer Onboarding Director for a top global cryptocurrency exchange, redesigning its customer onboarding and enhanced due diligence processes.
- Assisted digital asset businesses in obtaining the New York State Department of Financial Services BitLicense, including one of the first cryptocurrency institutional firms for which she subsequently ran the firm’s AML/sanctions compliance program for one year while the firm ramped up internal resources.
- Led the full-scale assessment, remediation, and redesign of AML/CTF/OFAC compliance and risk operations for two top global payment processors/money transmitters.
- Served as acting deputy Bank Secrecy Act (BSA)/AML officer for a fintech broker-dealer for two years, managing the daily operation of its compliance program.
Previously, Tracy held the role of Managing Director of Financial Crimes and Fraud Solutions at Treliant, which was acquired by Huron in 2025. She also served as a Director at Guidehouse /Navigant and a Principal Investigator at the Financial Industry Regulatory Authority (FINRA), where she led complex financial crime investigations into securities fraud, Ponzi schemes, and market manipulation. Tracy also investigated bribery, fraud, and corruption for the World Bank Group’s Department of Institutional Integrity.
Tracy earned a Juris Doctor from the Columbus School of Law at Catholic University of America and a Bachelor of Arts in sociology/anthropology from the University of Maryland. She is a licensed attorney with the District of Columbia Bar, a Certified Fraud Examiner (CFE), and a Certified AML Specialist (CAMS).